The presidential election is over and I can tell you this today. President Elect Donald Trump will not save you. You will need more income. Senator Hillary Clinton also can’t save your finances. The middle class is actually dead. That dream of finding a good job, buying a house, owning a car, and saving to stay on green pastures is an illusion.
I don’t believe it. See all the fast food, security, and customer service jobs out there. There is no shortage of work. Jobs are everywhere whether you are willing to work for the minimum wage or slightly higher. The unemployment rate has declined every year since the last recession. Americans are scared because they live on a salary to be paid. They are in debt up to their eyeballs. A failure and they could be financially devastated.
Don’t think the middle class is dead. Will the next POTUS bring back the resurrection of the middle class? Heck no, it’s been declining especially in 30 years. Think about it. If you’re making $ 100k in places like Los Angeles, New York, San Francisco or Chicago you’re having a hard time. Especially, if you carry student loans, a loan, and a lot of credit card debt.
The Journey of The Broke
Work, pay, and then work the barley on the next paycheck. Then use credit cards, pay-day loans, or home equity lines to bridge the gap until you get paid again. That’s the journey of the broken. A vicious cycle that has hit most American households today. People don’t come first. You can blame the economy, greedy corporations, or bad business deals. Ultimately why you are broken because of YOU.
Until you have created a lot of income the debt cycle and not enough money will come back on its own. Income is the king of financial security. Here people fail. They don’t make more income. Make sure spending cuts and having a monthly cashflow plan can help your finances. But until you increase the revenue line … you’ll have a hard time.
Getting Someone to Work
The easiest way to make a lot of income is to get a second job. Yes, there is a tone of jobs out there depending on where you live. Pizza delivery, security guards, fast food workers, and other small salary opportunities. I didn’t say make a new career I said take a second job.
Getting a second job is the easiest thing to do to change your financial future. It’s not that it’s not permanent. This is immediate income and if you manage the money right you can be financially secure for a year. It takes work and discipline. Now if you have family obligations that won’t allow you to get a second job you have to find other ways so we can.
Sell your Crap
Yes I call it crap. If you pay a monthly fee for storage, you won’t park your car in the garage (the garage is intended for your car that isn’t stockpiled), or you’ll still have to move things around your house after you’ve cleaned it. Afterwards you have to sell the cannon. Hold a yard sale. Get it and make some money. Post it on eBay or other sites. Clean the cutter and fatten your wallet.
Hurry to the Edge
With Uber and Lyft you can control your side. Keep up your entire work and do these independent contractor jobs. Choose your own hours. Work as hard as you can. Don’t like to drive? Find something that has changed and add to your lead.
This is the hardest way to make a lot of money. But it can create wealth if you are successful. If you are not touched by the entrepreneurial spirit then find another job. Can you make your hobby an empire? You probably understand that in order to make a lot of money in a business you need sales. Marketing is the lifeblood for all businesses. No sales no success.
Make More Income
I have given you many ways to make a lot of money. Put together a short and long plan. The middle class is dead. Your future finances are in your hands. Many streams of income can help you survive a middle class crisis.